SJC Preferred Insurance

Life Insurance

  • Life insurance (or life assurance, especially in the Commonwealth), is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses (such as funeral expenses) can also be included in the benefits.
  • Life Insurance can be used to help children for education saving and the elder for retirement saving.
  • There are much more benefits you can get, contact us today to get a quote.